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First Time Home Buyer.

It all begins with your first home. Like many of our clients, we know that the idea of buying your first home is scary. Will I qualify? Can I afford it? Is buying this home a good investment? Financially, am I making a mistake?

The good news is we’ve helped many people just like you understand and get the best mortgage to best position you now and for the future.


Most homeowners do not review their mortgage as often as they should. Thoughts like “I have to pay the penalty, there’s so much paperwork, and will I still qualify” create unfounded fear.

We’ve created a rate monitoring system that will notify you when there’s an opportunity to save money by refinancing your mortgage. You can also access equity for renovations, paying off high-interest debt, or investment opportunities.


You’ve heard of the 80/20 rule, also known as the Pareto principle or the law of the vital few. In business, this could mean 20 percent of the companies do 80 percent of the business, or 20 percent of activities drive 80 percent of results.

How does this apply to your mortgage? Well, on average, 80 percent of homeowners renew their mortgage with the same bank or lender. These homeowners could be losing many thousands of dollars on interest today or when having to pay a significant penalty in the future by not planning.

Join the 20 percent that outperforms the mortgage market.

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