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Mortgage Do’s and Dont’s

Tips for a Smooth Loan Approval

The Do’s & Dont’s

Here is a list of helpful tips to ensure an effortless loan process. These Do’s & Dont’s will help avoid delays with your loan approval.





  • Immediately inform us of any change in your employment, income and asset status.
  • Continue living at your current residence.
  • Continue making your mortgage or rent payments.
  • Keep working at your current employer.
  • Stay current on all existing accounts.
  • Explain any credit blemishes and credit inquiries.
  • Research and choose a homeowners insurance company and program.
  • Make any major purchases.
  • Apply for new credit or loans.
  • Pay of any charge off accounts, collections, loans, credit cards or consolidate your debt.
  • Close any credit card accounts, max out or over charge on your credit accounts.
  • Change bank accounts or transfer balances from one account to another.
  • Change your sources of closing funds.
  • Deposit large amounts of cash into your bank account without proper documentation.
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