Blog
Why a Mortgage Pre-Approval is Important
Introduction Buying a home is an exciting and emotional experience. It's important to have everything in order before you start your home search, and that includes getting a mortgage pre-approval. A mortgage pre-approval is an essential step...
What should you focus on this tax season: your mortgage or your RRSP?
Now that the holidays are behind us, we’re quickly approaching the next period that brings our finances into focus—tax season. A common question I receive from homeowners is, should I put money in my RRSP (Registered Retirement Savings ...
Important News – Bank of Canada Rate Change Announcement
The Bank of Canada raised its key lending rate by 50 basis points this morning to 4.25%. Watch my live stream discussing the impacts and how we now face inverted rates with variable rates higher than fixed in most cases. The Bank said it ...
The importance of choosing the right mortgage features
A common mistake some mortgage shoppers make is focusing entirely on getting the lowest rate. Don’t get me wrong, a low rate is important, of course, and that’s my goal too. But there are also other considerations to keep top of mind whe...Important News – Bank of Canada Rate Change Announcement
Bank of Canada Raises Rate by 50 bps A big thank you to everyone who joined us for our live stream! And if you missed our discussion, you can watch the replay right here. The Bank of Canada raised its key lending rate by 50 basis points thi...
How to Reduce Payment Shock at Renewal Time
By now, “trigger points” should be in the vocabulary of nearly every variable rate mortgage holder. There’s been a great deal of coverage lately about trigger points due to the rise in interest rates so far this year. Put simply, ...
Another 0.75% hike from the BoC
You may feel like rate hikes have been happening for a while now, but they only started increasing on March 2 this year. With so many rate hikes in a short period, many of us want to hit the pause button to get our breath back. Since March 1...
Kelly Ho: Mid-Year Investment Update – Yes, it still makes sense to invest
"The stock market is the story of cycles and of the human behavior that is responsible for overreactions in both directions." - Seth Klarman. Because it's so easy to get pulled into watching TV and scrolling the news these past few months......