Blog
Another 0.75% hike from the BoC
You may feel like rate hikes have been happening for a while now, but they only started increasing on March 2 this year. With so many rate hikes in a short period, many of us want to hit the pause button to get our breath back. Since March 1...
Kelly Ho: Mid-Year Investment Update – Yes, it still makes sense to invest
"The stock market is the story of cycles and of the human behavior that is responsible for overreactions in both directions." - Seth Klarman. Because it's so easy to get pulled into watching TV and scrolling the news these past few months......
August Mortgage Market Report
A volatile few months indeed. Now that we are at the end of August, where are interest rates heading? The 5-year bond yield lowered to under 3% but recently has climbed back over the 3.25% mark. Usually, down or upward pressure on bond yield...
Clarity on TD Bank’s Variable Interest Rate Mortgage
Are you looking for clarity on TD’s variable interest rate mortgage with the recent Bank of Canada interest rate increases? You may have chosen a variable rate for its flexibility, predictable pre-payment penalty and lower initial rate to ...
Understanding Mortgage Down Payments
For many homebuyers, the down payment is the biggest hurdle to homeownership. This is especially true for first-time buyers, who often have to scrimp and save for years to come up with the down payment needed for their purchase. The challe...
Bridge loans: What are they, and how do you use them?
Anyone who has bought and sold a home in the past knows it can sometimes be tricky to get the closing dates on both deals to line up perfectly. This is often crucial for buyers since they usually rely on all or part of the proceeds from sell...
New Heights. Where to from Here?
Several housing reports have been released over the last couple of weeks, and they all tell the same story: house prices are soaring. Records are being broken monthly, seemingly with no end in sight. Below we explore where prices may be head...